A Quantitative Assessment of India’s DBT System (A Policy Analysis) Executive Summary India’s Direct Benefit Transfer (DBT) system, implemented in 2013, has redefined welfare delivery by enhancing transparency, curbing leakages, and ensuring precise fund distribution. This policy document evaluates a decade of data (2009–2024) to assess DBT’s impact on budgetary efficiency, subsidy rationalization, and social outcomes. The analysis reveals transformative results, including cumulative savings of ₹3.48 lakh crore through leakage

As India celebrates 10 years of the Pradhan Mantri Mudra Yojana (PMMY), its role in transforming the financial ecosystem—particularly the banking sector, from one marked by opacity, inefficiency, and delays to a model of transparency and inclusivity—has been profound. Before 2014, countless small enterprises languished outside the formal credit system. PMMY changed that narrative by unlocking collateral-free loans, empowering millions of entrepreneurs, and turning micro dreams into macro impact.  By

“एकं विषरसं हन्ति शस्त्रेणैकश्च वध्यते | सराष्ट्रं सप्रजं हन्ति राजानं मन्त्रविप्लवः” (Udyog Parv, Mahabharat, 33-45) The above Shloka from the Udyog Parv of Mahabharata clearly depicts that by altering the psyche of the society one can easily disrupt the functioning of the civil society . Our ancient thought givers has clearly conceptualised that if one has to preserve its own society then there is a need to preserve the real

Hindu history is not just a history of time and events; it is a documentation of heroes and the battles they have fought. Whether it is the Rig Veda, which documents the Battle of the Ten Kings (दाशराज्ञ युद्ध), the Ramayana, which documents the battle between Prabhu Rama and Ravana, or the Mahabharata, which documents the mega war between Pandava and Kaurava brothers: all contain battle strategies and the stories

India has long been a land where silence is sacred. Here, meditation is not just a practice; it is a way of life, passed down through generations and deeply embedded in the country’s cultural fabric. In recent years, as the world struggles with rising stress and distractions, India has positioned itself as the global center for spiritual rejuvenation. From Prime Minister Narendra Modi’s meditative retreats to the international embrace of

Reflecting upon the conversation between Lex Fridman and Prime Minister Narendra Modi It was April 13, 2023, when I met Lex Fridman for the first time. He came to MIT Media Lab for the Imagination in Action conference to conduct a live fireside chat with Stephen Wolfram, founder of the famous Wolfram Alpha. I was lucky to get the nearest seat to Lex. For those unfamiliar, Lex Fridman is one