A Quantitative Assessment of India’s DBT System (A Policy Analysis) Executive Summary India’s Direct Benefit Transfer (DBT) system, implemented in 2013, has redefined welfare delivery by enhancing transparency, curbing leakages, and ensuring precise fund distribution. This policy document evaluates a decade of data (2009–2024) to assess DBT’s impact on budgetary efficiency, subsidy rationalization, and social outcomes. The analysis reveals transformative results, including cumulative savings of ₹3.48 lakh crore through leakage

As India celebrates 10 years of the Pradhan Mantri Mudra Yojana (PMMY), its role in transforming the financial ecosystem—particularly the banking sector, from one marked by opacity, inefficiency, and delays to a model of transparency and inclusivity—has been profound. Before 2014, countless small enterprises languished outside the formal credit system. PMMY changed that narrative by unlocking collateral-free loans, empowering millions of entrepreneurs, and turning micro dreams into macro impact.  By

Prime Minister Narendra Modi has long championed technology as the backbone of India’s economic rise. At the Artificial Intelligence (AI) Action Summit 2025, he reaffirmed India’s commitment to responsible and inclusive AI, stating, “Our vision is to use AI for the benefit of all citizens, ensuring that its advancements lead to equitable growth and social empowerment.”   Beyond AI, PM Modi has underscored India’s global leadership in space, renewable energy, and

“एकं विषरसं हन्ति शस्त्रेणैकश्च वध्यते | सराष्ट्रं सप्रजं हन्ति राजानं मन्त्रविप्लवः” (Udyog Parv, Mahabharat, 33-45) The above Shloka from the Udyog Parv of Mahabharata clearly depicts that by altering the psyche of the society one can easily disrupt the functioning of the civil society . Our ancient thought givers has clearly conceptualised that if one has to preserve its own society then there is a need to preserve the real